Payday loans can be a godsend if you have unexpected medical emergency or need your car repaired so that you can get back and forth to work. Payday loans are also a great source of almost instant cash if you find a great buy on something that you can turn around an immediately resell at a profit.

How to Find the Right Payday Loan for you

Finding the RIGHT loan for you can take a little time and effort, but is worth it.

To start your search, go to www.google.com and search on "payday loan". You will find dozens of companies waiting to give you money. You can also search your local Yellow Pages for a payday loan company with a physical location near you.

Which payday loan company should you choose?

Taking a few extra minutes to do some research BEFORE you decide on a payday loan company could save you time and money in the long run.

Here are some points for you to consider.

-- Speed of the loan. Some payday loan companies are faster than others. Some companies take a day to give you the money. Others provide almost instant funding.

-- Cost of the payday loan. This is how much you have to pay back vs. how much you are borrowing. Obviously it pays to look for the loan company with the lowest cost of loan. Hint: Some payday loan companies will even give you the first payday loan "free" in order to get you as a customer.

-- Time of payback for loan. Typically you will have 2 to 3 weeks to pay back the loan. Make sure you know upfront what the payback date is for your particular payday loan.

-- Method of repayment. Most payday loan companies will require you to give them the authority to remove the agreed upon amount from your bank account.

-- Reputation of loan company. Check online to see if there are any complaints. Just go to www.google.com and type in the name of the company and see if any negative comments come up.

-- Length of time payday loan company in business. A new company may typically offer more, but an older company can usually offer more security.

-- The fine print. Be sure to read the terms and conditions thoroughly, to make sure you understand you obligations BEFORE you make you final choice.

Once you've done your research and decided on the best payday loan company for you, gather the paperwork requested... typically employment verifications, paycheck stubs, and your checking account information... then contact them on the web or go there in person.

Here are some sources of Fast PayDay Loans... most fax-free and without credit checks... paying up to $1500... including one source that is free for the first loan!

Mypaydayloan.com offers a FREE LOAN to first time customers! Provides free no fax payday loans with approval in just minutes. No credit checks to ensure fast results.Click here

123OnlineCash gives you up to $1500 for anything! No credit checks. Nothing to fax. Apply in just 2 minutes online and get your answer within the hour.

At YourCashNetwork, apply for $1500 today, and see it in your bank account tomorrow!

Cash Advance Network: Need money now? Get up to $1000 in just 24 Hours - Apply online!

Quick Cash from Fast-Funds-Online! Get up to $1500 overnight.

PayCheckToday.com offers 30 minute faxless Payday Loan to $1000.

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